Lakelands FCU  
   1536 Edgefield St
Greenwood, SC 29646
     (864) 229-0949
     (800) 462-2172
Fax (864) 229-7107
           
Credit Union           
           
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LOANS...   SAVINGS...     CERTIFICATES...   

               

 Loans...

      Description

Term

       APR      Daily        Rate
Cars & Light Trucks Annual Percentage Rate (AS LOW AS)
New Auto      48 4.99% 0.013671%
New Auto      60  5.49% 0.015041%
New Auto      72 5.99%    0.016411%
Used (1-3 yrs old)      60 6.45% 0.017671%
Used (4 and over)      48 6.45% 0.017671%
RV's
New

     144

7.50%

0.020548%
Used

     120

8.69%

0.023808%
Boats
New (under $20K)      60 6.69%     0.018329%
New ($20 - 29K)      72 7.19% 0.019699%
New ($30K & up)      120 10.19% 0.027918%
Used (under $20K)      60 7.69%          0.021068%
Used ($20-29K)      72 8.19% 0.022438%
Motorcycles
New Mtcyl / ATV      60 8.19%           0.022438%
Used Mtcyl / ATV      60 8.69% 0.023808%
Personal Loans
personal use   open 10.69% 0.029288%
Other Loans      
Share Secured   open Acct plus 2%  
H.E.L.O.C.** 120 - 180 Prime  
Home Equity Fixed Rate**  5 Year 6.00% 0.016438%
Home Equity Fixed Rate** 10 - 15 Yr 6.50% 0.017808%
Chatel Lien  12-36 10.19% 0.027918%
Regular Overdraft LOC   open 17.95% 0.049178%

                    * Term - approximation in months   APR - Annual Percentage Rate                                   

                         Loans Rates effective 02/23/2010.   Annual Percentage Rates are subject to 

                         change without notice.  Your rate may be higher than the published rate, based on your 

                         credit-worthiness.                   

                                      

Savings...

   Description 

Dividend Rate

APY

Annual Percentage Yield

Savings
Shares Bal under $500

0.25%

0.25%
Shares Bal $500 & Up    0.35% 0.35%
Christmas Clubs    0.25% 0.25%
Checking
Balance $500 - $999    0.25% 0.25%
Balance $1000-$2499    0.30% 0.30%
Balance $2500+    0.35% 0.35%
The MAX     0.35% 0.35%
Club 50     0.25% 0.25%

             
Account Name Service Chg Min Balance Required to avoid Service Charge  Min $ to Open Dividends Paid Free Checks  Overdraft Protection ATM Trans
Easy Checking  None None None None First Box $100 More if have Direct Deposit 5 Free then $1 each
The MAX $10.00 $2,000 $2,000 Higher Share acct rate as long as balance remains above $2000 (paid on avg bal) Yes (One Design) Yes Based on credit application No Limit
Club 50 $5.00 Direct Deposit or $500 $500 Must be age 50 + Lower Share account rate (paid on avg bal) Yes (one Design) Yes No Limit 
Regular Checking $2.00 plus .20 per check $100 None Bal $500 + see chart First Box Yes 5 Free then $1 each

  Rates effective 02/14/2008.        

        

Certificates...

   Description 

 Dividend Rate

APY

Annual Percentage Yield

Certificates ($500 Min)
6 Month  1.000% 1.00%     
1 Year 1.250% 1.26%
2 Year 1.600% 1.61%
3 Year 2.000% 2.02%
6 Month Club 50 1.250% 1.26%
1 Year Club 50 1.500% 1.51%

                        Rates effective 8/25/2010.     

 

 
     
Privacy Statement               

        Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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