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Description |
Term |
APR | Daily Rate |
| Cars & Light Trucks | Annual Percentage Rate (AS LOW AS) | ||
| New Auto | 48 | 3.50% | 0.035836% |
| New Auto | 60 | 3.50% | 0.036164% |
| New Auto | 72 | 4.50% | 0.041068% |
| Used (2-5 yrs old) | 60 | 3.50% | 0.036329% |
| Used (5 and older) | 48 | 5.50% | 0.038247% |
| RV's | |||
| New |
144 |
7.50% |
0.020548% |
| Used |
120 |
8.69% |
0.023808% |
| Boats | |||
| New (under $20K) | 60 | 6.69% | 0.018329% |
| New ($20 - 29K) | 72 | 7.19% | 0.041068% |
| New ($30K & up) | 120 | 10.19% | 0.027918% |
| Used (under $20K) | 60 | 7.69% | 0.021068% |
| Used ($20-29K) | 72 | 8.19% | 0.041068% |
| Motorcycles | |||
| New Mtcyl / ATV | 60 | 8.19% | 0.022438% |
| Used Mtcyl / ATV | 60 | 8.69% | 0.023808% |
| Personal Loans | |||
| personal use | open | 10.69% | 0.029288% |
| Other Loans | |||
| Share Secured | open | Acct plus 2% | |
| H.E.L.O.C.** | 120 - 180 | Prime | |
| Home Equity Fixed Rate** | 5 Year | 6.00% | 0.016438% |
| Home Equity Fixed Rate** | 10 - 15 Yr | 6.50% | 0.017808% |
| Chatel Lien | 12-36 | 10.19% | 0.027918% |
| Regular Overdraft LOC | open | 17.95% | 0.049178% |
* Term - approximation in months APR - Annual Percentage Rate
Loans Rates effective 02/23/2010. Annual Percentage Rates are subject to
change without notice. Your rate may be higher than the published rate, based on your
credit-worthiness.
| Savings... | ||
|
Description |
Dividend Rate |
APY Annual Percentage Yield |
| Savings | ||
| Shares Bal under $500 |
0.150% |
0.15% |
| Shares Bal $500 & Up | 0.25% | 0.25% |
| Christmas Clubs | 0.150% | 0.15% |
| Checking | ||
| Balance $500 - $999 | 0.150% | 0.15% |
| Balance $1000-$2499 | 0.200% | 0.20% |
| Balance $2500+ | 0.250% | 0.25% |
| The MAX | 0.250% | 0.25% |
| Club 50 | 0.150% | 0.15% |
| Account Name | Service Chg | Min Balance Required to avoid Service Charge | Min $ to Open | Dividends Paid | Free Checks | Overdraft Protection | ATM Trans |
| Easy Checking | None | None | None | None | First Box | $100 More if have Direct Deposit | 5 Free then $1 each |
| The MAX | $10.00 | $2,000 | $2,000 | Higher Share acct rate as long as balance remains above $2000 (paid on avg bal) | Yes (One Design) | Yes Based on credit application | No Limit |
| Club 50 | $5.00 | Direct Deposit or $500 | $500 Must be age 50 + | Lower Share account rate (paid on avg bal) | Yes (one Design) | Yes | No Limit |
| Regular Checking | $2.00 plus .20 per check | $100 | None | Bal $500 + see chart | First Box | Yes | 5 Free then $1 each |
Rates effective 02/14/2008.
|
Description |
Dividend Rate |
APY Annual Percentage Yield |
| Certificates ($500 Min) | ||
| 6 Month | 0.500% | 0.50% |
| 1 Year | 0.750% | 0.75% |
| 2 Year | 1.000% | 1.00% |
| 3 Year | 1.400% | 1.41% |
| 6 Month Club 50 | 0.750% | 0.75% |
| 1 Year Club 50 | 1.000% | 1.00% |
Rates effective 7/28/2011.
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Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. |
We do business in accordance
with the Federal Fair Housing Law and the Equal Credit Opportunity
Act. |
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